that's concerning . . . cash only seems better option . . .
i've always paid my hotel bll with my cc . . .never problems but had double charges at the duty free at mo bay.
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that's concerning . . . cash only seems better option . . .
i've always paid my hotel bll with my cc . . .never problems but had double charges at the duty free at mo bay.
Keep checking as we got hit last week and our return was January 16:(
My mastercard was cranked to the tune of $22000.00. only used once to put a downpayment on a scooter rest of the time was in a scan proof container. beware its real.
@ 11 pages .. & almost 10,000 views ...I gotta ask ..
what's the magic formula ..cash & cash only ..cause this seems like it's ..Islandwide ...
Does anyone know if Scotia bank in Negril will still cash travelers checks? We always brought travelers checks in the past and called our money changer friend come to our room to cash them or cashed them at Scotia bank when we were downtown.
The problem is actually world wide....not just in Jamaica.
I have been sitting at my bankers desk (I am a banker, LOL) for the past 16 years. Fraud is rampant right now and only getting worse.
To those of you who have been unsuccessful at obtaining cash while on vacation. Many processing companies will no longer allow transactions from another country without prior authorization. It is necessary to call your bank or credit card to alert them that you may want your card to work while traveling internationally. Once you are skimmed or the network is hacked, duplicate cards can be made very easily and quickly and then sold internationally. Most of our fraud attempts occur during on line purchases from outside of the US as your number has been sold around the country. The fraudsters will try high dollar merchandise purchases.
Duplicate transactions are not usually fraud and can occur when there is a "hiccup" in the network.
Processing companies use a mathematical calculation to try to combat fraudulent transactions. We strive to make sure all contact information is correct on your account as our processor will literally shut down transactions that score too high and your card will become restricted for use if the fraud experts at your processing company cannot contact you.
In addition, your bank will not generally text you nor will the processing company....do not respond with personal details (acct #, SSN). If you receive a text from your bank, definitely give them a call instead of responding to the text.
There is no perfect solution.
My beef with my bank is this - I gave them our travel dates, so why are they allowing cash withdrawals a full 5 weeks after we returned home? Perhaps a banker knows the answer because it doesn't make sense to meQuote:
Originally Posted by jamaicajeanne
Plongdin,This should not happen!!
In our processing system, we have the ability to make your debit card work anywhere in the world and can also set an expiration date. So, if you called me and said you were leaving for Jamaica and would be back on a specific day, I will set your card to work ONLY during that specific time frame. If there were pre approved items pending, they would go ahead and post. Perhaps human error has occurred in the approval dates?? Possibly there was no ending date set?? I would request an answer from the person or department that specializes in debit card fraud. Additionally, I would immediately close the card and open a new card. Since you experienced fraud upon your return, I am surprised that your bank did not advise you to immediately close the card. If they had closed the card, you would not be experiencing continued fraud. Once I am made aware of potential fraud on a debit card, I do not give my clients an option to keep the card open.
It is also possible to "turn off" the fraud scoring system. It is NOT advisable, but perhaps an inexperienced person at your bank did indeed turn this system off.
I have been using my mastercard debit card tied to my checking account while on vacation for at least 10 years . Always worked fine . I did notify my bank of our travel dates . I called my bank from Ja after being denied twice at the Times Square ATM . no record of attempted transaction . I also tried it twice in Lucy with same result .
Pine Tree,
No real answer for you on this one. Usually when there is no record of the attempted transaction it means that the networks could not connect. There could be lots of explanations but generally it is an "offline" situation.