Printable View
i save money many different ways to go to Jamaica. i buy #s weekly on ballgames (gambling). i save all my change. I have a vacation account that a certain amount of money gets deposited each paycheck and several smaller things i do. i was wondering what every one else does to save money for the trip down to Jamaica. i may be missing some $$$ somewhere. please share your ideas.
I started a "vacation fund" account that is funded by the money I am saving from quitting smoking. Jamaica is my motivation to stay away from the cigs. I guess the new smoking ban won't mean as much to me now...lol
If the wife and I would quit smoking it would pay for a trip, if we would cut out cable/internet/telephone that would be nearly two additional trips. Bus alas I just continue to work, waste money as above, and spend our retirement early by spending several wonderful weeks through out the year (each year) visiting my #1 favorite place on the planet. Any week is a great week in Jamaica, but the best are in the west! You can quote me.
come on peeps, lets use our imagination. i also am clearing out things on craigs list
i work for commission, during the busy times i work my butt off. one year i saved all my change, loonies, twonies/ quarters, ended up with $900
I have a vacation fund...It doesnt cost me alot. My entire trip budget is always $1300, including airfare.
I save by booking through Onestop and use the "special sale" at CoCo just "before the rates jump and you pay double next week for what I just paid the week prior? HIYOOOOO
We got rid of cell phones and we put money away each week. Not glamorous but it works.
Save all the loose change and recycle bottles and cans.
if you are going for a week or three, just figure out the cost, divide by the number of months and make an effort to put away the money necessary each month.
we don't go out to dinner and we don't exchange gifts at Christmas - our vacation is our gift!
I take some 1 and 5 dollar bills out of my wallet every day and put them in my "Jamaica wallet".
Get up, do my job, collect money. Repeat ad nauseum until the next trip.
The way I save is by not returning as often ....
We have a free checking account that is separate from all other accounts. This is our vacation fund.
We stopped going out to dinner (big bucks) and go to lunch or out for pizza instead
We do not buy birthday, anniversary or Christmas presents for each other
Save all change and deposit in vacation account
Luckily we both hate to shop so we don't spend a lot of money on "stuff"
We pay credit cards in full when due but use the ones that give us cash back. This cash goes in the fund.
Dividend checks, tax refunds, etc go in the account
Recently lessened our cable service to save $$$$
Changed Car & Property Insurance Company to save $$$$
Thinking about getting rid of the land line phone and just having cell phones. Not sure about this one. What do you all think about that?
Flights- we use our US Air miles card whenever possible, racking up the miles!
Hotel/ other expenses- I direct deposit $250 a month into our vacation account; if I dont see the $, seems I dont miss it as much. And the good old change jar does help...
Give them both 5-6 months to accumulate... and... we're off!
I have a part-time job where I work a few hours a week. On payday I go to the bank and withdraw in twoonies and add to our Irie Fund. Any change left over goes in as well.
We live very inexpensively, we hardly go out to eat and do not buy gifts for each other for any occassions. Our gifts to each other is the ability to go to Negril a couple of times a year :)
Next on the list is to quit smoking! We both smoke and spend an average of $400 a month on cigarettes! Quitting alone would fund our trips.
Attachment 29423
For those who have WellsFargo. They have an account called "Way to Save" Everytime you use your Check or Debit card - it takes a dollar out of your checking account and puts it into your "Way to Save" account.
My Way to Save is my Fun Fund. I put some money from each paycheck into it as well too.
I vote for getting rid of the land line. It took me a long time to wrap my head around it because I had a land line for YEARS.Quote:
Originally Posted by MoFromMonroe
Now that I don't have it, I don't miss it AND my cell phone bill is MUCH CHEAPER than my land line was.
GO FOR IT! :cool:
Teach summer school!
I buy lottery tickets. Still waiting to fund my first vacation.
Guy in gb
I save all my OT money and 10% of Pams check and I take my last check with me.I could really fund my trip if I would go to sims more often.
I agree! When I retired, I started looking closely at our monthly bills. Amazing just how much we were spending on a land line! As we say in the medical field, duplication of services for sure. S--- canned the land line and haven't missed it at all! For myself, just got a tracfone which meets my needs nicely. Luckily, good cell reception around our area is good.Quote:
Originally Posted by KCJazznBBQ
Like a few boardies said..cook at home...no gifts for us on B'day's, etc...(of course we still get our kids and grandchildren gifts)...if any tax refund, it goes in the vacation fund too! Truly does add up quickly. And last but not least...if the rates to fly are too high or more than we would like, JUST STAY LONGER!!! :)
You could always earn a little extra cash in the winter by shoveling snow at La La La La Labeau Field!!! (Im assuming gb stands for Green Bay? Whats up neighbors? russ&pam too) Maybe we need to get a annual tailgate beach party going on down there? GO PACK!!!
We ditched our land line about 8 years ago and have saved a TON. If you dont need it.....ditch it!Quote:
Originally Posted by KCJazznBBQ
I use my profits from e-bay.. selling anything and everything I can get for cheap and make a profit. It really is not hard just time consuming people will buy anything and that is very profitable in your spare time
biggbxguy, I've always wanted to learn how to sell on ebay, and started to read on the site. Have a few things I could part with (antiques circa 1865) Problem: no spare time!
I agree let hure go!Quote:
Originally Posted by KCJazznBBQ
I save by using my commission monies for my reach...
goldilocks, if you are just trying to sell a few things it is not that bad. I sell $5 and $10 items so bulk orders makes it time consuming if yu need help and have more questions feel free to pm meQuote:
Originally Posted by goldilocks
I had to go find out what the heck a twoonie was after seeing it twice on here.
Now, I want one. Every day can be a learning experience, even when wasting time thinking about an upcoming vacation....
Save coins.... cut back on entertainment and eating out and put that money in a "Jamaica Fund" - a glass jar really lol....
Now that I am retired and living on a fixed budget, I have pared down all my expenses and offset some of them with p/t work so that it costs me about the same to live here in So. Fla. as it does in Jamaica (@$700 US per month).
Now I just have to save for the plane fare and the cost to ship a pallet and clear it with Jamaican Customs and I am ready to go.
Peace and Guidance
Quote:
Originally Posted by Accompong
Wow. Does that 700 Include your rent in South Florida? When I was in school down there, the only rates like that were in Liberty City.
I mentioned I work "P/T" and that is here in So. Florida. It offsets about $700/ mo in rent/utilities each month. It actually costs me less than $700/mo to live in Jamaica but I choose to spend a likkle more each month to upgrade my living conditions there as the house is still under some construction.Quote:
Originally Posted by Flipadelphia26
All in all, I would say it costs me about $700 each place when everything is deducted from my SocSec check.
And, no, I don't live "like I were in Liberty City" as I live near the Intracoastal on Florida's Gold Coast.
Peace and Guidance
Quote:
Originally Posted by Accompong
Ahhh, got ya.
I make my wife work 3 jobs............ just kidding:rolleyes:. She is great at budgeting.
So would someone please explain a twoonie??
http://dictionary.reference.com/browse/twoonieQuote:
Originally Posted by lisapat
Peace and Guidance
Here is the next best thing to having one ........ a picture of one :)Quote:
Originally Posted by Hussyband
Attachment 29440Attachment 29441
I can fit alot of these in my jar!
When the one dollar coin was introduced in Canada it had a picture of a Loon (bird) on one side hence the slang term loonie. When the two dollar coin was introduced the term twoonie was a natural fit.Quote:
Originally Posted by Hussyband