we don't go out to dinner and we don't exchange gifts at Christmas - our vacation is our gift!
we don't go out to dinner and we don't exchange gifts at Christmas - our vacation is our gift!
I take some 1 and 5 dollar bills out of my wallet every day and put them in my "Jamaica wallet".
Get up, do my job, collect money. Repeat ad nauseum until the next trip.
The way I save is by not returning as often ....
We have a free checking account that is separate from all other accounts. This is our vacation fund.
We stopped going out to dinner (big bucks) and go to lunch or out for pizza instead
We do not buy birthday, anniversary or Christmas presents for each other
Save all change and deposit in vacation account
Luckily we both hate to shop so we don't spend a lot of money on "stuff"
We pay credit cards in full when due but use the ones that give us cash back. This cash goes in the fund.
Dividend checks, tax refunds, etc go in the account
Recently lessened our cable service to save $$$$
Changed Car & Property Insurance Company to save $$$$
Thinking about getting rid of the land line phone and just having cell phones. Not sure about this one. What do you all think about that?
Flights- we use our US Air miles card whenever possible, racking up the miles!
Hotel/ other expenses- I direct deposit $250 a month into our vacation account; if I dont see the $, seems I dont miss it as much. And the good old change jar does help...
Give them both 5-6 months to accumulate... and... we're off!
I have a part-time job where I work a few hours a week. On payday I go to the bank and withdraw in twoonies and add to our Irie Fund. Any change left over goes in as well.
We live very inexpensively, we hardly go out to eat and do not buy gifts for each other for any occassions. Our gifts to each other is the ability to go to Negril a couple of times a year
Next on the list is to quit smoking! We both smoke and spend an average of $400 a month on cigarettes! Quitting alone would fund our trips.
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For those who have WellsFargo. They have an account called "Way to Save" Everytime you use your Check or Debit card - it takes a dollar out of your checking account and puts it into your "Way to Save" account.
My Way to Save is my Fun Fund. I put some money from each paycheck into it as well too.
Teach summer school!