Card charges for ATM use vary. The VISA network charges 1% of the transaction, called an "across the border" fee. Whatever! The ATM that is used will also charge a fee, usually $ 2 or $ 3 just like anywhere else. You can get either JA or US dollars from the ATMs by the Scotia Bank. Always call your financial institutions to let them know you are traveling outside the country so they won't deny your usage.