We are Scotia Canada customers and have made several withdrawals from Scotia ATM's in MoBay & Negril - not once have we been charged a fee. All the ATM's (that I've used) allow withdrawals $30K JA at a time; the only time I couldn't get that much was when the ATM was getting low on cash, it would only let me take $15K. Can't speak for going into the actual branch, but definitely no extra charge for using the ATM in Jamaica