Quote Originally Posted by Lola View Post
Hold on a minute Cap, white plate car insurance does not cover casual passengers, only the driver is covered?

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If you are asking for a taxi, then a red plate you should get.

If you are utilizing an offer of transportation courtesy of a restaurant, that is not a taxi. If you insist that courtesy transport be a red plate then you should hire a taxi. My perspective.
I'm not sure if any visitor including myself would be a casual passenger. I ride with Ailsa in her car with a white plate and can prove she's my daughter etc. Never had to do that so I really can't say what judgment an insurance company would make and would probably involve getting lawyer.

When I ride with Linston I always have the chartered sign in the window. Most likely a legal grey area.

I imagine you would have to produce evidence indicating a relationship. The question may be if you are paying for the ride or not.

If a restaurant send a whites plate to pick you up is that a part of the financial arrangement to buy food and drink?

Better safe than sorry.

Perhaps Rob can lend some information.