Time to upgrade your bank.....
Does your hotel room come with a safe? If so, take cash and just hit the cambio when you need JMD. BofA used to allow Scotia transactions with no fees, unfortunately that is no longer the case. I'm getting ready to fire them as this was the only reason I still banked with them. Too many options out there to deal with banks like this. Many banks refund any sort of fees assessed, so take a look around. If you happen to be a veteran look at USAA......