I paid $3 US when I pulled out 300 US dollars. I could have gotten J $, but just got US and changed it when I needed to. We stayed at Rooms so it was an easy walk to Time Square versus going to Scotia. Then on the way back, we would stop at the cambio. If I lost the card, I believe it was reimbursable, just like TCs. So there was some security in that. You do pay for the card when you first get it (like US $10) but then adding money is free after that.