Credit card Fraud

[ohliz]

I've never had any CC issue's in/from Jamaica in the 22 years I've been going.

Same for me. I call my CC company and I use my card at a lot of places, large and small, in Jamaica. This last trip I used it at two hotels, several restaurants, as a deposit on a scooter rental and a couple of shops (Hi Lo, Wise Choice).

I get travel rewards when I use that card and it has no international fees and it has a great exchange rate, so it's win-win-win. Also, I do NOT feel comfortable carrying lots of cash, or trying to keep it in my room safe or whatever.

I have had my card used fraudulently in the states...worst thing was not having the card for 5 days while they sent a replacement.

I never use my debit card for anything but ATM withdrawals.

[STRIPER]

Same for me. I call my CC company and I use my card at a lot of places, large and small, in Jamaica. This last trip I used it at two hotels, several restaurants, as a deposit on a scooter rental and a couple of shops (Hi Lo, Wise Choice).

I get travel rewards when I use that card and it has no international fees and it has a great exchange rate, so it's win-win-win. Also, I do NOT feel comfortable carrying lots of cash, or trying to keep it in my room safe or whatever.

I have had my card used fraudulently in the states...worst thing was not having the card for 5 days while they sent a replacement.

I never use my debit card for anything but ATM withdrawals.

It may seem win,win ,win I'll say as a retailer we appreciate your business but who do you think pays for all those miles?

[thepegboy]

It may seem win,win ,win I'll say as a retailer we appreciate your business but who do you think pays for all those miles?

There was pressure from the retail sector to allow different pricing for reward CCs in Canada, didn't get far because bad optics for consumers. I appreciate your dilemma Striper, I hope you build all costs into your pricing model.

[ohliz]

It may seem win,win ,win I'll say as a retailer we appreciate your business but who do you think pays for all those miles?

I take your point however it doesn't have anything to do with fraud or my comfort level with carrying a lot of cash, you're talking merchant fees.

To which I say, feel free to accept cash or checks only if that works better for your business. I know many that operate that way, my own business included.