Quote Originally Posted by Muck View Post
I've never understood why people don't just exchange their money into JA$. If you're worried about having JA$ left over at the end of the trip, the answer is simple: Do a better job of planning how much you anticipate spending each day.

Otherwise you are just putting yourself at the mercy of the local merchants, and you will never come out on top in that scenario.
I have to agree. They paid the lower exchange rate out of convenience because they didn't want to go to a cambio. I expect places to have a lower exchange rate then at the cambio. That's why we use JA$. Granted, I would assume 100:1 if I had to guess but 95:1 is reasonable enough. They should put the total on the bill in US$ and JA$ or at least put the 95:1 exchange rate for US$ on the bill so you don't have to guess. When in doubt ask.