Good article!
I carry a pretty well thought out first aid kit (including supplies to bandage/tourniquet serious wounds and stabilize broken limbs) so I have a better chance at getting to MoBay hospital alive. I leave it with a local after each trip. I keep medical evacuation insurance. I tend to not do activities that I consider high-risk; cliff jumping, zip-lining, drunken wandering, etc. My biggest hazard so far has been those uneven stairs and the tiny random steps (like a 1/2 inch) they throw in to what could be an otherwise level surface! On the Rocks has one that gets me every time!