In January, we noticed that many many visitors are as old or older than we are. Lots of Gray hairs going to Negril these days.
We like to give ourselves the best chance possible in case of a heart attack by staying at Seastar where Chris and Francine have a defibrillator on site and a staff that is trained to use it.
Also be very very careful when walking as well.
Travel insurance is good; but not if you can't get to the hospital.