Legal Jet Ski Operators always had insurance. Hence were run out of business due to lower overhead of illegal operators who never paid for insurance . Tourists never ask " Can I see your Watersports License?"
The question usually asked "Can I get a good deal? " I just inquired with my insurance company it's 300,000JA to insure (6) jet skis. We have a Watersports Association that met at Treehouse last Friday. I am proud to say that all of my (3) of my boats are fully insured plus my (6) paddle boards. Buyer Beware.