mi use the ATM's in Negril and get J's so I don't get into that exchange thingy all the time.........
the exchange rates at both Scotia and NCB are excellent on dem ATM debit withdrawals.........
just bring a roll of $1US for tips etc and some small bills and use the ATM's.........
just figure out which ATM debit card you want to use down der as they take all of dem at Scotia and NCB.........
personally I use BofA debit cards at Scotia and get J's and only see a nominal charge on mi bank statements....
plus you don't have to worry about all dat cash you carrying.........and storing in dat safe.......
personally mi think bringing a clump of dollars and/or traveler checks down der is kinda old school..........
mi remember da old days when you had to take a cash advances on your credit cards to get cash.....that did stink
and if you go into HiLo or most stores and hand dem US dollars or Canadian.......
you get a horrible exchange when you buy......
plus the change of course is that horrible exchange rate too.........so don't do it
a smart person will change der money when they enter HiLo at the Cambio der.....and use dat
HiLo has made a small fortune when tourist pay with US or Canadian dollars..........so don't do it
Cool Runnings, Marko
