Insurance on a car

[Craig123]

I have been in the property and auto insurance industry since 1980. Without seeing the actual contract, I am not in a position to provide advice on exclusions or limitations relating to drivers or anything else. It is certainly possible that only specific drivers are covered so be very cautious.

Make inquiries directly to the insurance broker involved or, if necessary, the insuring company. Make sure there is full disclosure of the circumstances without misrepresenations. Having documentation is highly recommended. An email would do just fine.

[jefmaka]

Rob,
In my case I gave a friend some money, last year, to help her get a car. This year, when I get back and if she would offer the car to me to drive, would I be uninsured? That would be the reason for the free car.

[Craig123]

Rob,
In my case I gave a friend some money, last year, to help her get a car. This year, when I get back and if she would offer the car to me to drive, would I be uninsured? That would be the reason for the free car.

Jefmaka - Rob won't be paying the potential loss and therefore is in no position to answer your question. Your dealing with legal binding contracts subject to a variety of terms and conditions. Check with the insurer or broker of record. They and they alone can accurately answer your inquiry.