Car rental question

[Craig123]

Auto insurance contracts are full of terms and conditions that effect coverage, and may limit or exclude coverage when one or more of those conditions are breached. Auto insurance has two main parts:
1 - Physical damage to the vehicle which is devided between the peril of collision and comprehensive perils which covers losses like theft, fire, vandalism, etc.. Assuming your buying both sections, know what your deductible is for each and when you are responsible for that deductible.

2 - Liability covers you when your legally liable for bodily injury and property damage resulting from the use or operation of the vehicle. Although these types of loss are less frequent, their potential for financial loss is by far your greatest exposure.

Expecting that a potentially devastaing accident will occur, read your insurance contracts VERY carefully. You should know who's covered, where they are covered, and what they are covered for. Pay particular attention to limitations and exclusions. In short make an informed choice knowing your risk and potential loss.