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Thread: Have you ever thought of retiring here....

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  1. #1
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    Re: Have you ever thought of retiring here....

    Quote Originally Posted by negrilsand View Post
    Well, there you go. I'm pointing out that life is tough for the average Jamaican. There is not anymore to the story. I have been spending a lot of time in Jamaica for the last 35 years. Naive Americans in particular can come to the island with their US passport, return tickets and stay while. Very few live on the economy as a working class Jamaican does. I am just pointing out reality. My examples are just a few of the dozens that I can point out. Live your fantasy if you can. More power to you. Even longer time settlers eventually throw in the towel and leave. I have seen them come and make large investments only to leave after a few months. Those of us that have the funds usually get our healthcare at private clinics or go to Florida. Check where the politicians go when they need healthcare. Violent crime is a major problem in Jamaica. I personally have known several people who were shot or hacked to death.The friend that experienced the murder in his front room is a gentle soul who was widowed years ago and is raising two teenage daughters. Some people are too poor to have adequate bars and gates and one can not keep everything locked up all the time.It is common knowledge that many returnees go first to a resort. Even in relatively safe places such as Manchester, returnees have been murdered. I love Jamaica and stay on the island several months a year but I would never retire here. What I am saying and more is indeed true. I must also wonder how much some people actually know about Jamaica if they are not familiar with the housing schemes and the government programs that allow for mortgages. Indeed, those using the scheme, usually build the ground floor and leave the rebar exposed so that they can later add more space. These homes while solid are not so beautiful and are not mortgage free. My friends live in these homes but would leave tomorrow for the US if they could. All their grown children have left the island. Those mansions that you see, many of them empty or unfinished, often belong to a don who is either dead or in prison. The well tended ones often belong to a wealthy person off the island. I know of hardly anyone that has not been broken into and robbed. And forget about air conditioning and nice appliances. Just stating facts.
    I dont see anyone arguing, other than you, that life for the average Jamaican is tough. There is really not any more to that story. Everyone knows that. It is your other observations made by only visiting the island that demonstrates that there is more to many of the things you call "reality".

    The reality is that I am from the US, moved here over 20 years, earn Jamaican wages, pay Jamaican taxes, have mostly Jamaican friends, use the Jamaican medical system and live IN the Jamaican system. I am not being told about it, or reading it from some second or third hand source, but knowing it because it is in my face each and every day. And I like it that way.

    Fantasy. Interesting word, but let's talk about the reality of that violent crime you mention. Kingston was 26th on the list of murders per 100,000 in 2014. And that has to take into account the "inadequate" healthcare you propose. People who would be saved in the North American hospitals dont have that advantage here because of the state of the healthcare here. Yet, St. Louis came in as the 18th most murderous cities, Detroit at 22 and New Orleans just behind Jamaica at 28th. So two American cities had more murders per 100,000 than Kingston, with New Orleans coming in a close. And that is with all the superior healthcare that is so lacking here, since even Jamaican politicians go to the US to seek their care. So people are murdered everywhere, especially in St. Louis, Detroit and New Orleans.

    Speaking of US healthcare, a friend of mine and Jamaican politician recently was referred by his regular doctor in Kingston to a specialist in the US for his back problems. The Honourable Roger Clarke had been given the "all clear" by the American specialist to travel back to Jamaica after his recuperation. He was in a Florida Airport and had a heart attack, and was rushed to a nearby hospital. He died there. In the American hospital. I guess Jamaicans should avoid US hospitals now since they cannot adequately treat our politicians.

    I have many returnee friends, even in Manchester, and their stories follow more along the line of this returnee:

    "I have spent the last 17 years of my life working towards the American dream. By society’s standards, both here and there, many would say that my husband and I have achieved it. The high profile careers with six figures coming in, the large single-family house, the cars, all tied in a bow for the family of 5 (3 children).

    Having now slumbered my way into dreamland, I find that I have awoken to the American nightmare many of us who took the same path that I did have come to know. "

    http://transitionsunshine.info/2009/...g-home-shares/

    And this one:

    "I decided about 6 years ago that I had to find a way to come back home, come hell or high water. I felt that if I stayed in Canada my life would just get lonelier and lonelier as the years went by.

    I have now been back 4 ½ years and I have no major complaints. At first I was angry, because I had to start over from scratch to build a business, and I had already gone through that in Canada.

    Building my business in Jamaica was much easier than building one in Canada. It is much easier to network here, and I found when I went to one person to let them know what I was doing, that person would point me in the direction of others who would be interested in my business."

    http://transitionsunshine.info/2008/...me-to-jamaica/

    It doesnt seem that your notion that returnees go to resorts first is common knowledge is all that common. More like something that a Jamaican told you to see if you would believe that nonsense. Jamaicans have a wicked sense of humor.

    I find your comments on the housing schemes and unfinished houses equally amusing. Why would a visitor to the island need to know anything about the government programs? I have seen schemes such as Orange Bay and Whitehall grow up right before my eyes. Phase I at Orange Bay is incredible! But I live here as a "longer time settler" as you call it.

    And dons who are dead or in jail leaving their mansions unfinished? Someone is having a good laugh at your expense on that one. Didnt it occur to you that even dons have family and friends who would finish the work if the money was available, which it would be even to a dead don? Those structures are for the most part built little by little, with NO MORTGAGE on family land and can take decades to finish. That is the reality, not some don induced joke.

    I have to take what someone writes by the beliefs the person holds. To quote you "Watch your valuables where ever you stay. I love Jamaica and Jamaicans , but they will steal whatever is not nailed down. "

    http://negril.com/forum/showthread.p...961#post146961
    Negril.com - For the vacation that never ends!

  2. #2
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    Re: Have you ever thought of retiring here....

    Hell, I'm down for Jamaica for the long run!!
    [SIGPIC][/SIGPIC]

  3. #3
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    Re: Have you ever thought of retiring here....

    Life is difficult everywhere!! My feeling is you have to be happy with where you live / choose to retire , JA, USA, Canada, Europe. Everybody's point of view on this thread is valid, no right or wrong. Look at world events it seems that one is very lucky to find a place that offers all that they want or need, forget about 100% safety and security. Human nature is worldwide, no escaping that other than a "Deserted Island".

  4. #4
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    Re: Have you ever thought of retiring here....

    Quote Originally Posted by johng View Post
    Life is difficult everywhere!! My feeling is you have to be happy with where you live / choose to retire , JA, USA, Canada, Europe. Everybody's point of view on this thread is valid, no right or wrong. Look at world events it seems that one is very lucky to find a place that offers all that they want or need, forget about 100% safety and security. Human nature is worldwide, no escaping that other than a "Deserted Island".
    Well said ...thanks for being " the voice of reason "on a cloudly issue ..
    Do, I feel it would be wise choice for me to retire in Ja.????
    No
    But, I wish those who have ... a long healthy & happy life
    Last edited by Slightly Stoopid; 02-04-2015 at 10:58 AM.

  5. #5
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    Re: Have you ever thought of retiring here....

    This post started quite the conversations! It is gripping! Keep it coming people! Retirement is something most of us think about, dream about. To reach the point of "not a care in the world" is wonderful. I know my Dad is at this point. 84 years old, but is losing a few marbles.... When I come down to Negril, that's where my mind is, actually my mind is emptied out. Almost total PEACE! Really don't need to get drunk or other substances either. Don't want to get sappy, but hey I'm being upfront how I feel. I'm being reflective right now, bear with me. We will be coming down to our "happy" place the end of Feb. It is our number 13 trip. As far as retiring in Negril....? sounds good...but gotta face reality, ain't gonna happen. But, sure could see in our later years of 2 months of staying somewhere there during the cold months of delightful Minnesota. {sarcasm...grin}. We'll see... life goes on, still gotta deal with the kid living in our basement. Thought we were going to be empty-nesters??? Bye. Oh , wait, here's something that I'm reminded of. Remember the Andy Griffith show? The episode, where Howard Sprague retired, and wanted to move to a island, and live on a beach somewhere? It just didn't work out for Howard, but then again, I don't think he really "got it".. Bye, johng, I liked your post.

  6. #6
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    Re: Have you ever thought of retiring here....

    I didn't think retirement came with an anchor.

    Some retire to a motor home and travel all year. Some retire to several places simultaneously.

    We'll be staying on Zion Hill for a month or so at a time and be there at least every 8 weeks or so just to check in.

    I love St. Augustine FL most time and West Jefferson in the hills of NC for a month in the summer.

    Cap

    linston@redplate-negril.com

  7. #7
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    Re: Have you ever thought of retiring here....

    Now look at what you have gone and done johng by being " the voice of reason" this thread has dried up. Your point is right on.

  8. #8
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    Re: Have you ever thought of retiring here....

    I fantasize about the idea at times. Heat and humidity? It would actually be an improvement from conditions here in the summer (which I don't mind as I love heat and humidity).

    Aside from concerns over medical care, the biggest concern I would have about retiring to the Caribbean is that it would be too costly. I live a modest life in the states and would be faced with significantly higher costs for housing, utilities, food and pretty much everything else.

  9. #9
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    Re: Have you ever thought of retiring here....

    Quote Originally Posted by jon c. View Post
    I fantasize about the idea at times. Heat and humidity? It would actually be an improvement from conditions here in the summer (which I don't mind as I love heat and humidity).

    Aside from concerns over medical care, the biggest concern I would have about retiring to the Caribbean is that it would be too costly. I live a modest life in the states and would be faced with significantly higher costs for housing, utilities, food and pretty much everything else.
    Jon c,

    I think that no one on this site lives any more modestly in the states or in Jamaica. I may be wrong but I live on less than $1,000 per month both here in So. Florida and at my home in Jamaica. It sometimes is less than that and very rarely more only if an extraordinary situation arises.

    Medical Care cost me about $130 US for 5 days in Black River Hospital last year. I feel I received very good care for such a small amount of money. I did have to supply my own sheets, pillow and pillow case and towels and did wear my own clothes while in the ward. Of course, in the full disclosure statement, I do have VA Medical Care here in the states. I pay nothing for it and Ricky Scott pays my Medicare Part B because of my financial situation. I feel comfortable using the Jamaican health care system.

    Housing runs me about $600 US per month in Jamaica but I don't live in Negril either. If you want to live there, maybe it would be too costly. Just saying.

    Utilities: There is no pipe water in my town so we use plentiful rain water which costs nothing. Electricity costs me about $30 US per month average.

    Food: Because I live on vegetables and fish, I can grow a lot of the vegetables and purchase the fish. I have to travel (usually by private car) to Santa Cruz to shop so that cost along with the fruits, vegetables and fish I require per week runs about $60 so a month is about $240,

    That leaves me another $130 (or so) US to do "pretty much everything else" per month which is usually plenty.

    Hard to find any place in Negril for $20 US per night that you would want to live in so living outside in the country is the key.

    Hope this gives you an idea of what you could do on a limited budget.

    Peace and Guidance
    Free Opinions Offered. No tipping required. Hours: Open when I feel like it.

  10. #10
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    Re: Have you ever thought of retiring here....

    My residency and work permit lapsed in 1988. I'm told by reliable sources that it would be a mere formality to renew both under my situation.

    Don't know why I'd do that at my age. I can't imagine being on the rock for three to six months without going back to the US.

    I have a TRN, title to property, pay taxes etc.

    So again I ask "what is retirement?'

    Cap

    linston@redplate-negril.com

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