I can easily see why some people want to go the AI route but, in the final analysis, if you want to eat and recreate outside the compound, it is a pricey way to visit.
Sometimes it takes a few visits to find your comfort level when visiting Negril or anywhere in Jamaica. We all want to be safe and satisfied. I used to stay in a lot of wooden shack accommodations at various properties but over the years determined that although I was "price" satisfied, I wasn't "safety" satisfied.
Negril and Jamaica have a lot of moderate priced "safe" places to stay where you can just pay for a room and then adventure out to eat and recreate. In homebrewer's breakdown of $500 US per day cost (which I am sure he would agree) is rather expensive and you could have a "safe and satisfied" visit for much less.
Everyone's taste is (of course) different and will probably evolve over time. On my last stay of almost 4 months I didn't even see the ocean except on the first and last day!
The most important thing is that you are happy with your choice because you don't have to please anyone but yourself.
Peace and Guidance