We use them too!! Have never had a problem cashing them, however, some folks consider us "dinosaurs" for still using them. But, if stolen, money is not LOST. That is good for us! We always have our debit card, a credit card and some cash...the travelers cheques are an insurance of sorts. I heard from our bank that they may soon make them like a debit card, but not sure if that is valid or yet available.