I had posted on the board in January about a problem at the ATM - I had tried 3 times to withdraw cash and not gotten any, but it had debited my account each time. I was quite panicked when the Scotia Bank didn't even take my info - telling me it would "correct itself in 2 days" so turned to the board to get some peace of mind. That was given, and rightly so because the account was indeed credited in 2 days

I did learn that the NCB bank where I went as a second choice, charged only a 1/3 of what Scotia Bank had and I was glad that my husband and I take cards from 2 different accounts because while mine failed, his worked fine.