Has thre been a recent shooting in Negril ?

[roundiconer]

Rob, thanks for such a thorough explanation. I mean no disrespect, but how would an insurance company, in setting rates, know how many guests leave the property or how the insurance company would know how the resort discouraged guests from leaving the property? I have followed a few of the lawsuits brought against Jamaican resorts-there are not very many-and even in the most egregious cases involving an on property mishap, the guest did not even get to trial. Such lawsuits are seldom filed and then are seldom lost. When you look around Jamaican resorts, you can only be amazed at the hazards that would never be tolerated by an American insurance company that insures hotels and resorts. Without revealing my occupation and my familiarity with some of the AIs, I will just say that I am familiar with this subject. Resorts around the world do pay high premiums for liability insurance but not for the reasons that you state. Two incidents come to mind where two lives were lost involving a Negril resort. One was on property and one off property. The resort in both cases did not pay a cent in damages or legal fees.A guest at one resort was raped by an employee of the adjoining resort. Nothing was ever done about it even though the rapist was almost immediately identified. Overseas visitors that have an issue with a Jamaican resort only have a chance in a lawsuit if they sue the provider of the travel in their home country. Even then, the task would be very difficult due to the difficulty in getting evidence, taking depositions, subpoenas etc. Even those with really "deep pockets" such as John Issa had little success suing Butch Stewart in a US court. Not a personal injury case but illustrates the point. Now none of this really matters to us as fun seekers and I don't think that many on this board are deterred from leaving a resort and I doubt that any of us will ever sue a Jamaican resort. Let us reason in good humor! Peace and Guidance for sure.( This subject reminds me of a story regarding limits of liability. A friend of mine who is the GM of a resort told me about a newly arrived guest who demanded that the resort refund her the cost of a bag of ganja that she had purchased in the parking lot as she arrived. She said the ganja was of poor quality and since she purchased it on resort property that the GM should give her a refund. He declined!)