I asked them specifically if they cover in Jamaica, I have conf. letters from all 3 cards mentioned above and have used them on my last 4 trips. there is some fine print as to the consecutive days per contract length, thats why we needed 3 cards to cover our last stay of 84 days.
I have put scratches on a brand new vehicle, no back charge, i have notified upon return of vehicle that i had to put a plug in a tire and the only reason i mentioned it was because the same tire went flat 3 times and i didn't want the next person to have to deal with it. No back charge. They will put a hold on your card, either way.