I have one too, use it all the time there. NO fee at all, very good exchange rate.Originally Posted by MoFromMonroe
You can use it at Coco, and most hotel-based restaurants, and most of the higher end ones as well. If your CC charges you for foreign transactions, however, and many do, you may be better off with trav checks or using an ATM. If you do use your card, let your bank know the dates you'll be in JA, saves a lot of hassle.
Also check your receipts as you use your card to pay for things or sign your tab. I suppose you should do that when you pay cash as well.
If your card is stolen and used your liability is usually zero, but can be up to $50. If the number is stolen and used (not the physical card) your liability is zero. This is by law, for US cardholders. So using a c card is actually far less risky than bringing a ton of cash. The issue with the cards is when you go off the beaten path they're hard to use. But in Negril, not a problem for most things.
I generally carry an ATM card, a c card and some cash and use each as appropriate. When paying cash I like to use JA$.
