This is a bit disturbing. We are heading to Negril in April from Michigan(2nd trip). If we were to buy prepaid credit cards, would hotels, restaurants. stores accept these? and if they do accept them, would we get screwed on the conversion factor. I would hate to carry a bunch of cash on me. or I guess as long as you are monitoring your accts and advise the bank/credit card company before your trip, it should be caught pretty quick and funds returned, right?
This has happened to me a couple times over the years where transactions took place that I didnt make when travelling within the US so I do know this can happen anywhere.