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Thread: Be sure and check your bank balance daily upon return!!

  1. #61
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    Re: Be sure and check your bank balance daily upon return!!

    Was this your regular Chase bank card or Chase credit card? We no longer use Chase for a myriad of reasons. This confirms it for me as we recently were talking about opening another account with them.

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  2. #62
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    Re: Be sure and check your bank balance daily upon return!!

    Jenn, It was our regular Chase debt card to access checking.

  3. #63
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    Re: Be sure and check your bank balance daily upon return!!

    Ugh - sorry for your troubles, Rumlover. Are you going soon? Good luck!

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  4. #64
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    Re: Be sure and check your bank balance daily upon return!!

    Soon come, we'll just be prepared to exchange more cash. May try a preloaded Visa card next trip if they work at ATMs

  5. #65
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    Re: Be sure and check your bank balance daily upon return!!

    Quote Originally Posted by hey_mon View Post
    Might suggest to open a separate account for your trip. Have your financial institution remove your other accounts from your atm card but not online usage. E transfer what you want to withdraw to your atm acct, go to bank and withdraw from atm leaving zero balance till you go back to atm next time, rinse and repeat!! They can't access what isn't there!
    Perfect hey_mon, that's what we did too once the skimming became prevalent. I also put an alert on the account so I know when there is a withdrawal. Just can't to be too careful. Takes an extra step but gives you peace of mind.

  6. #66
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    Re: Be sure and check your bank balance daily upon return!!

    Quote Originally Posted by Rumlover View Post
    Soon come, we'll just be prepared to exchange more cash. May try a preloaded Visa card next trip if they work at ATMs
    Most of the times prepaid cards are US only, although I'm sure there are exceptions.

  7. #67
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    Re: Be sure and check your bank balance daily upon return!!

    I have been back from Jamaica since Jan 11th. Today, I checked my checking account balance and had a 2$ fee for a balance inquiry from St James Jamaica. I shut the card down immediately so no problem, but Yetta's advice is right on!

    I checked my records and in addition to the ATM at Hi-Lo and the one by the PETCO station, I used my debit card at one duty free store at Times Square and one restaurant on the Cliffs.

    I will be a little more careful next year!!

    TedP

  8. #68
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    Re: Be sure and check your bank balance daily upon return!!

    Quote Originally Posted by Rumlover View Post
    Ok, I was defending the use of ATMs for your travel money but maybe prematurely. Called Chase bank today to put a travel alert on my debit card and they refused due to my destination. They don't know if I will be able to withdraw funds or not. I've been warned in the past that the island was on a high risk list but have always been able to have a note placed on my card for the fraud department. I know there are other options, just makes everything a little more complicated.
    Chase just told me the same thing, 1st time in 15 years they refused to even enter a note. I called my credit union and that card and account are good to go in JA

  9. #69
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    Re: Be sure and check your bank balance daily upon return!!

    Quote Originally Posted by Rumlover View Post
    Ok, I was defending the use of ATMs for your travel money but maybe prematurely. Called Chase bank today to put a travel alert on my debit card and they refused due to my destination. They don't know if I will be able to withdraw funds or not. I've been warned in the past that the island was on a high risk list but have always been able to have a note placed on my card for the fraud department. I know there are other options, just makes everything a little more complicated.
    I've been a chase customer for a long time so this is very annoying and awful customer service. I wonder if this is what happened to me back in December when I couldn't get cash in Negril and they had no idea why when I called.

  10. #70
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    Re: Be sure and check your bank balance daily upon return!!

    Quote Originally Posted by MikeyNYC View Post
    I've been a chase customer for a long time so this is very annoying and awful customer service. I wonder if this is what happened to me back in December when I couldn't get cash in Negril and they had no idea why when I called.
    You might have something there, they did tell me that any transactions could be denied but when asked if they might go through the answer was yes. It sounds like they do not know how to predict if approval may or may not be granted. For this reason I will have a backup, we really don't use any plastic other than our hotel and then at the airport dutyfree stores on our return.

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