There are so many ways your information can be obtained if you are a target. Maybe your credit card was skimmed or scanned. Or, maybe you have been made a victim of one of thousands of other attacks. In this digital age, your data and privacy isn't secure. http://www.informationisbeautiful.ne...reaches-hacks/Originally Posted by yetta
Just spoke to the gentleman at our local bank regarding our 3 fraudulent withdrawals. At least 2 of them were processed in Brussels, Belgium of all places. Just to note, our debit card was not used anywhere in JA..except at 2 ATM"S in Negril. It was always locked in a safe and never carried with us, except to the ATM....and then we would return to the room and lock up the cash and the debit card.
I don't know if this info is helpful to anyone, but those with expertise in the digital world we live in...maybe so. IF someone has any input, please let us know. Peace out...and a shout to Bnewb...you are very welcome.
Could this have happened in JA? Yes. Could it also be coincidence? Yes.
For those that have inquired about liability for debit cards where a pin may be compromised, below is information regarding USA federal laws:
http://blogs.wsj.com/totalreturn/201...-credit-cards/May 19, 2015 8:34 pm ET
Federal rules allow significant liability for fraudulent debit-card transactions that aren’t reported in a timely manner.
With debit cards, the CFPB says that “if an unauthorized transaction appears on your statement (but your card or PIN has not been lost or stolen), under federal law you will not be liable for the debit if you report it within 60 days after your account statement is sent to you.”
The rules are different if the card or PIN has been lost or stolen: Report the problem within two business days and liability is limited to $50 of unauthorized charges. Then the maximum liability rises to $500.
“If any unauthorized charges go unreported for more than 60 days,” the CFPB says, “your money, and future charges by the same person, could be lost.”
As many have suggested, opening a temporary bank account may be a viable option. Alternatively, you can check you online account frequently and report fraudulent activity as soon as it occurs.
