Big Frank, I feel your pain. I can certainly see how hotel pricing in USD can affect your budget, especially if your paying with a Canadian credit card.

We were in Negril last week, as well. In my experience, it was mostly the larger restaurants that charged in USD. Places like Charela (Le Venedome) and Ciao Jamaica gave us a bill in USD and I asked them to convert it to Jamaican, as that is what I was carrying. To be honest, I didn't take note of the exchange rate. Smaller restaurants like Shark's, Quality's, Chicken Lavish, Mango Tree and Sun Beach presented the bill in JMD. In addition, a few vendors gave me a price in USD, probably because they thought it would be convenient for me. When I asked for the price in JMD, they used a conversion rate 1:100 which was in my favor. No problem with that.