I would tend to agree with booger. When I'm on the beach, I hit up Scotia/Time Square. On the cliffs, I go to NCB/Sunshine Plaza. It's also pretty convenient to pair-up the NCB ATM with a trip to HiLo.

Nowadays, my last choice is the actual ScotiaBank at the roundabout. Sometimes, there is just too much hassle.

Side Story: One time I grabbed a taxi on the West End to hit the ATM at the ScotiaBank and I asked the taxi driver to wait for me. After I left the ATM and got back in the taxi, the driver backed-up and knocked over someone's motorcycle. As the driver got out of the car to deal with the bike owner, the hustlers came out of the woodwork and swarmed around me as I sat in the taxi. They were all telling me to give them some money because "my driver hit their buddy's bike". When I said that I had no money, they laughed and said that they just saw me walk away from the money machine. I couldn't walk away, because I was waiting for my driver to finish dealing with the bike owner and take me back to my hotel (he ended up taking a broken trim piece with him, and said he was going to replace it for the guy). It was just some hassle that I didn't need to deal with.