I have rented several times from Island at the airport. I used my Citibank World Mastercard for the insurance, the hold $500, once the car is returned with no issues the $500 hold is released. I really enjoy the freedom but it also comes with responsibilities....watching the road for all sort of things, not being able to drink and not being able to just relax and take in the scenery. Negril is so easy to get around and maneuver I don't rent every time I'm in Negril. Be sure to check the car out from front to back and note everything. I have had no issues with Island and highly recommend their service. When you rent through Negril One Stop you get a better deal than renting directly from Island.