I agree with everything above - we have agreed to try to get to Jamaica at least once a year. The coin jar works - we can usually save up all most of our spending money while there that way. Also, signed up for a credit card that gives miles - our trip in January is on free miles My youngest started college this year so I planned with some guilt, but decided we still need to enjoy a week in paradise for our sanity! We never go out to dinner, put away an additional 50 per month for our trip.