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Thread: Be prepared for illness

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  1. #1
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    Re: Be prepared for illness

    I heard a story similar to yours about 10 years ago. Talking to a gentleman on a shuttle bus between Mobay and Negril, he had been there 2 weeks prior, when he had a pain in his stomach. They called a Dr. and he sent him to the hospital in Mobay. It was appendicitis, and they wanted him to evacuate to Miami, because he was told "you don't want to have that surgery here". His wife had a heck of time trying to gather their belongings in enough time to take the trip with him. They had to max out all of their credit cards in order to get him out of there. Luckily for him, he was back a couple of weeks later as the resort he was staying let him use his unused vacation. That story always shook me.

    One other time while in Negril, I became severely de-hydrated, too much sun and alcohol, and got really sick, I do believe I had heat stroke. I thought I had to make the trip to Mobay, but DH found some meds in the gift shop (of all places) that covered my symptoms. Thank goodness, but it still was a very scary situation for me.

    We had friends who went for their honeymoon this summer. She was sick the whole time, had to have the nurse come in and give her IV's to the tune of $4,000+. Luckily they had insurance, placed a claim and were reimbursed.

    I now purchase insurance whenever I go, but hope and pray I never have to use it. Thank you for sharing your story. I can't imagine what you had to go through and how frightening it must have been. Wishing you a speedy recovery.

  2. #2
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    Re: Be prepared for illness

    Get well soon Farmer!

  3. #3
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    Re: Be prepared for illness

    If there is time...they always strongly suggest that you go back home for medical care so as not to be a burden on the health care system here...as well...it's always better to be in your own country for recovery, costs and to avoid the international red tape.

  4. #4
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    Usually if something happens it needs a quick evaluation. There isn't time to just book a flight and go. I have sent three people home this season already! They all wanted the most frugal plan, and that meant me going along to get them through some of the tangled system. It can take longer, but it saves money if you do not have insurance. Every situation is different and if I can consult and provide care to get you through the night I will....then start the day with a plan....but if you need to go, you need to go! We collaborate and agree on a plan! Usually I give you options if available and SAFE. I have services I use and services I DON'T use..... Please link me with any questions or information if you wish! Nurse Beth
    www.j.mp/comfortsJA

  5. #5
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    Re: Be prepared for illness

    Check you health insurance also. I work for the federal government and my health insurance has international providers and provides evacuation to the nearest hospital that can manage your care under the same standards as in the US.

  6. #6
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    Re: Be prepared for illness

    I always buy Travelex insurance because it offers medical evacuation as well as care while there and it is primary. My daughter had appendicitis symptoms when we were on a trip to Alaska several years ago and Travlelex covered everything directly with no out of pocket to me, which was amazing. She didn't have appendicitis, as it turned out, but they still covered the initial doctor visit and the surgical consultation that doc referred her to.

    They also sell a $49 "Transportation Pak" add-on that covers rental car collision insurance (CDW) IN JAMAICA which most credit cards do not cover.

    I have Travelex again for our upcoming trip. They offer 3 plans with different amounts for medical evacuation, medical care, cancellation, baggage loss, etc. Ours was like $115 for all 3 of us.
    Last edited by ohliz; 12-16-2016 at 03:11 PM.

  7. #7
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    Re: Be prepared for illness

    Quote Originally Posted by ohliz View Post
    I always buy Travelex insurance because it offers medical evacuation as well as care while there and it is primary.

    They also sell a $49 "Transportation Pak" add-on that covers rental car collision insurance (CDW) IN JAMAICA which most credit cards do not cover.
    Oh, that's good to know!!

    My company provides a Life Insurance policy through Sun Life, and Sun Life provides a TRAVEL INSURANCE benefit through a company called Assist America that includes medically necessary evacuation, anytime I am more than 150 miles from home. Its good for a trip up to 3 MONTHS. Assist America also offers an add-on for EXPATRIATE coverage for $80 year/$120 family, it has to be renewed every year. I was able to add my daughter who is in Asia. The Expatriate add-on has to be purchased before the trip starts.

  8. #8
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    Re: Be prepared for illness

    Oh my word, scariest thing ever, to have something like this happen on vacation, 2 years ago I fell, and cracked a rib, while it slowed me down some, probably a good thing..lol...
    I was able to stay and finish out my vacation, it taught me one big lesson, to always purchase health insurance... I wish you a speedy recovery, and a trip back, asap !!! I'm going back in Feb, that's a pre-warning for you guys, Rob and Lisa...lol...

  9. #9
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    Re: Be prepared for illness

    Quote Originally Posted by jojo p View Post
    Oh my word, scariest thing ever, to have something like this happen on vacation, 2 years ago I fell, and cracked a rib, while it slowed me down some, probably a good thing..lol...
    I was able to stay and finish out my vacation, it taught me one big lesson, to always purchase health insurance... I wish you a speedy recovery, and a trip back, asap !!! I'm going back in Feb, that's a pre-warning for you guys, Rob and Lisa...lol...
    Haha Jojo...no problem...we have the doctors on speed dial...lol !

  10. #10
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    Re: Be prepared for illness

    why............... is it so hard to diagnose a problem with an appendix...really
    not just in jamaica ... but >>> u could die..waiting

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