Quote Originally Posted by Mike_D View Post
The only fraud is the fact that Scotia Bank charges a $5 US fee to use their machines.
Not fraud - they tell you very explicitly and you have to say OK. And it's $4.50 US.

No matter how you exchange money, you are going to pay a transaction fee. If it makes you feel better when the fee is hidden in a lower exchange rate, you have other options such as the cambios. Yes, taking USD out of the ATM then changing it at the cambio is the worst option. I always plan to get enough money for the weekend by Saturday early afternoon as running out of money on Sunday seems to be normal.