My significant other also used the ATM by the HiLo in February and had a fraudulent charge from India show up a few weeks ago. He's working to get it fixed (I think it was for $160 US) but he never got the "fraud application" his bank was supposed to email him, so now they're giving him a hard time. They did shut down that card and send him a new one. We will definitely be avoiding that ATM in the future. We usually avoid the main ScotiaBank because it seems to always have lines, plus their out-of-network fee is higher than others. This is the first time we've had a problem in over 20 years of traveling to Jamaica.