Money is held in a bank account controlled by my side but tied up by a "Letter of Undertaking" which means it is committed for the sale and I can't just take it back. You have to get one of these - you can't just show up at a closing with a bank check or briefcase full of cash (which I think you can do in the US). At least that's what my lawyer told me. I trust her.

It's not a huge problem but the delay is frustrating.