The international rate is $132 J to US $1. Check with your bank. I use my debit card to pull money from either a Scotia or NCB bank and would get $130Js (after the atm fee and 1% international fee that my bank, ALLY, charges me). The only problem is that you can only pull out $500 worth in US a day (so I go back to a bank later in the week for the rest during my 10 day stay)