Anyone that plans (and pays) for a trip to Jamaica during these times is taking a calculated risk of getting screwed. All you can do is find the best deals with the best options to opt out if you do get Covid and try to stay safe at home before your trip. I'm willing to take that risk (either my flights are from miles that I can cancel or have free date change options and I'm thinking that my long term relationship with WS will help me recoup or reuse my deposit that I gave them). That all said, I'm not going to worry about what I can't control now that I took the risk. I suggest that you do the same. I figure that if WS does keep some of my money, they'll make it up to me later down the road (and I'm at least helping them in tough times).
Just a thought...