Skibum9x99...thank you for sharing your info & I'm thrilled you're the one sharing your info. 😉

In many, many places around the world, we have to understand that while we may have the best medical travel insurance possible...that insurance policy may only reimburse after the fact. You're more than likely going to have to pay out of pocket first and your chosen insurance policy will reimburse you later. Have a good credit card available wherever you travel!