Rob I am a retired, many years retired, traveler to Negril for over 40 years. The culprit was cookies from having browsed places at a travel site. If you clear cookies automatically when closing your browser it causes you to jump through hoops when you access your broker, banker, and baby girl again. Well, not Baby Girl, but definitely credit cards. When I deleted all my cookies things started working normally. Thanks for the 3rd party suggestion and your follow through.