Was just watching an episode of House Hunters Int'l. yesterday & someone in Nicararagua wanted to purchase an old colonial house in the capital city....the asking price was $270,000US. They came in to the real estate office with a big stack of money....$205,000US and put it down on the table. The agent called the sellor....money was accepted & deal DONE!!.....don't know if that would work in Ja. or not (we're talking so much more $$), but I guess it's worth a try if you have the money & want the place.