There is a coffee shop down the road a ways call Kiki's Koffee N Kones. They open at 7AM but it might be a bit of a hike from CoCo (Kiki works at CoCo too). I did see another coffee place that opened this year. It's in a fixed location but the shop is in a storage type travel trailer not too far from CoCo. They have coffee and rent bicycles including ebikes. I didn't catch the name but next time I'm down beach road I'll get a name and location for you.

The best rate for money exchange is probably FX Trader. It's in King's Plaza right beside Sunshine Village Mall. Not usually a line there. Maybe for Western Union but the money exchange is usually walk right up. Sunshine Mall has been re-born BTW. A very nice groceries store, a little bar, Scotchie's, Chester's Chicken, a nice pizza venue and a nice sitting area up top on the mezzanine deck, but I digress. ATM's might be your answer for getting local money. Load up a cash card and bring it down or a bank card with "Plus".