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I use J$ when I get to Negril...but same as you I don't want to stop. Not sure if there are cambios, don't want to rely on them being open, etc.
So I always bring $100 US in singles, fives. And have any US cash I carry on the way down in 5s, 10s, easily done at the airport while I am waiting for my flight. I can't get hurt too badly that way on the exchange during the ride and maybe my first night. The $1's help with the constant early trip tipping, but the $5 and $10 are just easier for my brain to translate into J$. $5 is roughly two beers etc. LOL $10 is a beer/2 and a half chicken, with a little change back. haha. $20? Wayyyy too much math starting to happen. 
Although I agree with Lola about changing money at the airport being the wise choice, I never want to wait. And the exchange rate seems off by 10 or so J per dollar usually, and that just bugs me...but she's right, that's probably the best way to travel---if not the fastest way to get to Negril.
Last edited by brasi; 12-28-2011 at 08:00 PM.
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