I used an online currency converter to convert 1 $CA to $US to $JA then compared to 1$CA to $JA. You gain .02$Jam going the long way. I'm sure the difference is round-up error since the source of the conversion rates was the same and I don't think markup was included. You may get luckier by doing the conversion is 2 steps in 2 different banks on 2 different days.