I have a bank of america debit card, so is it better to just use that to get JA cash or go to the back and exchange US cash for JA cash? Seems like the debit card is the way to go, even if it does cost me a few bucks? now for probably a dumber question, when I use my debit card in the ATM in Jamaica, do i withdraw in JA amounts or US amounts? if JA amounts, and it give me JA cash, is the exchange rate the same as going to the back and exchange cash? sorry but never been to Jamaica, going next week. Whoo hoo!!!!