I do indeed love mi sum jamaica, and would enjoy living there, but it's costly to maintain a US standard of living. Panama is still #1 with government perks available to retired seniors, #2 Ecuador with government perks/low cost health insurance/housing, #3 Dominican Republic low cost everyting (except ganga it's very $$$ expensive). We are going to check out Ecuador, very temperate in the mountains, and vacation in Negril!