I got it for the first time ever for my trip to J in a few weeks...I think it did make me officially cross over to a responsible adult/old lady because never thought about getting it before.

I had read some horror story on Trip Advisor or somewhere about a US citizen who was taken ill and in a hospital in Kingston but needed medical care in Miami and couldn't get out of J...or some such business. And then locally somebody from my town died in China and they couldn't get the remains home because they didn't have the money...All this stuff made me think I should just get it. I think it was around $30 for 7 days. So I got basic insurance with some medical and I think a bit of life but my main thing was the medical evac. We are in our 40s but my husband had a weird heart thing awhile back and he is fine and dandy but you start to think more about this stuff as you get older.

I got it through sevencorners.com. That wasn't the original site I went to, though. The original site was a place where you could compare several different kinds of insurance. I got the link on Trip Advisor in the string about the ill man in Kingston. If you want, I'll see if I can find it again.