Quote Originally Posted by Lola View Post
Its a personal decision.

If anyone's employer provides employee benefits (Life, AD&D etc) through SunLife Insurance, you may have it as a freebie from SunLife already, check your policy/HR dept etc.

Otherwise search online. sites like squarequote let you compare coverage types from a variety of companies

Its the Emergency Medical Care and Medical Evacuation portion that can be critical, because its verrry expensive if a person has to be airlifted with medical personnel etc. Basic care is reasonable in JA, but if you need specialized care or drugs to stabilize the heart etc., that can require approval for several thou$and dollar$ on your credit card as soon as you arrive at the facility.
Just a heads up. Most companies (e.g. Travel Guard) will not cover pre-existing conditions unless the insurance is purchased within 15 days of your initial deposit so if you purchase the air first, purchase the insurance immediately using the amount paid and you can amend the total once the hotel is paid in full and pay the difference in premium at that time.