been der........and done that......
first off you'd be better off saving your money and buying the land outright and getting a registered title to the land.........
the construction of a board house and improvements is likely to cost you double or more of what you are thinking........
getting the current to the cottages is expensive......you gotta buy the pole and have it set..
then run the line to the cottage etc and run lines in the cottage........
the sewer is another expense........digging a pit or connecting to the line is going to cost a small fortune.......
then hooking into the main wata lines and then running lines for wata at the cottage for the kitchen and bathroom adds up quick...
normally wi set the cottages on blocks......or maybe a slab.....slabs are a likkle expensive too.....
building materials like pressure treated 2x4's, wallboard, paint etc is quite expensive too........
you can use the louvered windows to save some dollars but dem don't have screens........
then you'll need burglar bars for the windows and doors.........those are real expensive
you also have to build cement steps into the cottage.......their not so bad........
but all the concrete work is usually done by hand........mix the sand, mortar, stone and wata together......
then haul the buckets........labor is cheap but finding good help is almost impossible......
unless you can do a lot of this work yourself........you'll need to depend on someone to be your foreman or general contractor......and those are very hard to find......and when you find one they aren't cheap........
you are probably young so go for it........it's just takes a lot of dollars, patience and hard work to make it happen der......
if I was to do it again........I'd buy already built.........or do a prefab panelized system that is Hurricane proof..........
cause you can easily loose that board house investment when a Gilbert rolls thru....that is why most everything is block der or prefab
Cool Runnings, Marko