Melody, we have a scotia account just for JA, we use the atm inside scotia bank and there are no fees. Cheers! As far as taxi's go, we have our regular driver Tallman, if i wanted a charter or to stock up at chinaman store. For a trip to west end or beach from our hotel, we split our trip between cliffs and beach, I use a hotel suggested driver, and always determine a price first. Mostly we just grab a route taxi, from west end to town and walk the rest through town across the bridge and down the beach. Or walk the beach, across the bridge and through town, grab more J's Scotia bank, and grab a route taxi, No prob mon. Those walks are what brings us back to Negril, Time with the one you love, in a place that we love, and the people we meet along the way !!! Cheers!