RyanP - sorry for taking your thread off on a bit of a tangent, but thanks to all who have posted to my questions - it has been very informative!!!

Britz - my airport transfer is included with my hotel deal and I won't know until arriving if it will be shared or not - if not shared, it should be no problem, but I want to be prepared for quick action once delivered to the hotel, if I am not able to make my stops along the way. Even if shared, I would hope that the other passengers would also want to stop at a Cambio and for supplies, but they may not want to stop at a Digicel. My biggest concern is getting to a Digicel before it closes on Saturday afternoon (we're scheduled to arrive at MBJ at 1:45 p.m., so won't have much time) - too bad there isn't a Digicel at the airport any more. That first afternoon is what I'm concerned about having everything down pat. After getting my first bit of money, phone & supplies, I have no problems with getting around for additional money & supplies throughout the week.

Thanks Sam I Am for clarifying that Kone (China Mon) will exchange $ without purchase, good to know if ATM is empty/not working and I need $ after cambios are closed. Kone is open evenings and Sundays?

canuk cpl - Thanks for the reassurance about no fee Scotabank withdrawals - I've seen that many times, but when asking at my local Scotiabank, was not given a positive/conclusive answer - was told that there are fees internationally and when I pointed out what I've read here, was told to expect to pay fees, and if there end up not being any, that will be a bonus. (??? I'm not too impressed with my Scotiabank experience so far, hope it improves!). Do you have one of their savings accounts? I've been getting the runaround from them with something as simple as opening a savings account, even though I got one of their credit cards a few months ago (they wouldn't allow me to open an account at that time) - when I stopped in a couple of days ago, they set up an appointment for me to open an account later this week. Like you, I will use the account strictly for Jamaica, so I'm interested to find out what account you have.

Thanks & cheers!