Travel insurance

[Jamerican1]

I can only speak from the Canadian insurance perspective. When you consider the territorial limits of most Canadian auto insurance being within Canada and the United States,ther is NO coverage in other jurasdictions including Jamaica. Although the rental company insurance may be questionable and full of loop holes, don't think your existing insurance covers you while in Jamaica. That may be true of some insurance but it's certainly not the norm for Canadian policies.

Always check with your insurer or insurance broker for details on out of country coverage.

Sorry, I should have clarified that comment.. I was referring to renting a vehicle within the US. Just using it as an example to check your existing insurance policies as you may not need a seperate policy to have the coverage you desire. (Health, etc..)

[Craig123]

check your existing insurance policies as you may not need a seperate policy to have the coverage you desire. (Health, etc..)

That's very true and good advice. Even when coverage exists, take the time to understand the limitations and exclusions. If your not sure, always check with your broker or insurance provider. Many people discover gaps in coverage after a severe loss has occured. It's best to know beforehand.